Payroll direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; this service may take two weeks or more to set-up with your employer—timing is dependent on your workplace. Deposits or transfers from other accounts or financial institutions do not qualify. Person-to-person payments (such as Venmo, CashApp, or PayPal) are not considered payroll direct deposit.

Open a new GTE Business Relationship Plus account with a minimum opening deposit of $500 during the promotional period. A new account is defined as an account opened on or after August 14, 2026.

Existing GTE members may be eligible by establishing a new consumer Direct Deposit or opening a new Business Relationship Plus account, subject to the Official Rules.

No. Participants who satisfy the promotional requirements receive an automatic entry for a chance to win. Four winners will receive $2,500 in Royal Caribbean vouchers each.

The prize consists of $2,500 in Royal Caribbean vouchers. The vouchers may not cover the full cost of a cruise, transportation, taxes, gratuities, excursions, fees, or other expenses.

The promotional period begins August 14, 2026 and ends October 14, 2026.

Four potential winners will be selected through a random drawing from all eligible entries received, as described in the Official Rules.

Winners will be notified within 7 days of sweepstakes closure (by October 17, 2026). Members should ensure that their contact information is correct in their online banking account.

Review the Official Rules for eligibility requirements, entry methods, promotional dates, prize details, winner selection, restrictions, and other important information.

Send an email to emarketing@gtefinancial.org, and we will be sure to reach back out to you within 3 business days.

Prize provided by GTE Financial, 711 E. Henderson Ave. Tampa, FL 33602. Official Rules are available at https://www.gtetfinancial.org/waves or visit any GTE Community Financial Center obtain a copy of these Official Rules. You may request an alternative method of entry by sending a letter addressed to ATTN: Marketing Department, GTE Financial, 711 E. Henderson Ave, Tampa FL 33602, with a pre-addressed and paid envelope containing their name, email address, phone number, and mailing address. Letter must arrive by October 14, 2026. GTE Financial will never ask you to provide any personal information (such as your password) to enter or win this giveaway. Always be alert and cautious of scammers.

1. Eligibility: The GTE Financial Dock Your Dollars Sweepstakes is open only to legal residents of the state of Florida who are at least eighteen (18) years old at the time of entry. This Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void outside of Florida and where prohibited. Employees of GTE Financial are not eligible. There is only one entry per member.
   
   
2. Sponsor: GTE Financial, 711 E Henderson Ave, Tampa, FL 33602, is the sponsor of this Sweepstakes. Royal Caribbean is not a sponsor, co-sponsor, organizer, or administrators of this Sweepstakes.
   
   
3. Agreement to Official Rules: Participation in this Sweepstakes constitutes the entrant’s full and unconditional agreement to these Official Rules and to the Sponsor's decisions, which are final and binding in all matters related to this Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.
   
   
4. Timing: The Sweepstakes begins August 14, 2026, at 12:00 a.m. Eastern Time (“ET”) and ends October 14, 2026 at 11:59 p.m. ET (“Entry Period”). The Sponsor’s computer is the official time-keeping device for this Sweepstakes.
   
   
5. How to Enter: During the Entry Period, eligible members will automatically receive one (1) entry into the Sweepstakes by completing one of the following qualifying actions: (a) setting up a new recurring direct deposit totaling at least $500 per month into their consumer checking or savings account; or (b) opening a qualifying Business Relationship Plus checking account with a minimum of $500. The account must be positive and in good standing throughout the promotional period. No additional entry form or submission is required for automatic entry.
   
   
6. Winner Determination: Four (4) winners will be selected by random drawing within seven (7) business days of the end of the Sweepstakes. The drawing will be conducted and recorded by at least two (2) members of the GTE Financial team. Sponsor’s decisions are final and binding in all matters related to this Sweepstakes.
   
   
7. Winner Requirements: Sponsor will notify the potential winners via phone call or email based on the contact information on file at GTE, and will provide further instructions to claim their prize. Each potential winner will be required to verify their email address or phone number and provide their full name and mailing address (no P.O. Boxes) for prize fulfillment purposes. This prize is non-transferrable. If a potential winner cannot be contacted, fails to provide any requested information, does not comply with these Official Rules, or the prize is returned as undeliverable, the potential winner forfeits the prize. If a potential winner is disqualified for any reason, the prize may be awarded to a runner-up, if any, at the Sponsor’s sole discretion. Up to three (3) alternate winners may be determined, after which the applicable prize may remain un-awarded. Acceptance of any prize shall constitute and signify the winner’s agreement and consent that Sponsor and its designees may use the winner’s name, city, state, likeness, submission, and/or prize information in connection with this Sweepstakes for promotional, advertising, or other purposes, worldwide, in any and all media now known or hereafter devised, including the Internet, without limitation and without further payment, notification, permission or other consideration, except where prohibited by law.
   Sponsor shall not incur any liability to the extent Sponsor chooses to refrain from exercising its rights hereunder. The winner will indemnify GTE Financial, and Royal Caribbean, collectively, “Released Parties,” against all claims, damages, liabilities, and expenses (including reasonable counsel fees and legal expenses) arising out of any breach of these terms.
   
   
8. Prize: Winners will each receive one (1) $2,000 Royal Caribbean gift card, and one (1) $500 Royal Caribbean gift card. Four (4) total winners will be selected.
   Total Prize Value: Retail value is $2,500 per prize.
   Winners may select between $2,500 in Royal Caribbean gift card or the cash value of the prize. Sponsor reserves the right to substitute a prize, or any portion of a prize, for one of comparable or greater value, in its sole discretion. The winner is responsible for all taxes and fees associated with prize receipt and/or use. Consult a tax advisor for more information on your specific situation. Limit: One (1) prize per person during the Sweepstakes Period. Odds of winning depend on the number of qualified participants.
   
   
9. General Conditions: Sponsor reserves the right to cancel, suspend and/or modify this Sweepstakes, or any part of it, if any fraud, technical failures, human error, unforeseen circumstances that are outside of Sponsor’s control, or any other factor impairs the integrity or proper functioning of this Sweepstakes, as determined by Sponsor in its sole discretion. If terminated, Sponsor may, in its sole discretion, determine the winner(s) from among all non-suspect, eligible submissions received up to time of such action.
   
   
10. Limitations of Liability: Released Parties are not responsible for various technical issues, late or lost mail, or damages associated with participation. By participating, entrants agree to release and hold Released Parties harmless from all claims, injuries, damages, and liabilities connected with the Sweepstakes.
    
    
11. Disputes: Except where prohibited, disputes will be resolved individually, without resort to class action, exclusively in the United States District Court for the Middle District of Florida located in Tampa, Florida.
    
    
12. Entrant's Personal Information: Information collected from entrant is subject to Sponsor’s Privacy Policy https://www.gtefinancial.org/education/privacy-security/privacy-policy
    
    
13. To request a list of winners, at no charge, please contact us by email at emarketing@gtefinancial.org.
    
    
14. You may request an alternative method of entry by sending a letter addressed to ATTN: Marketing Department, GTE Financial, 711 E. Henderson Ave, Tampa FL 33602, with a pre-addressed and paid envelope containing their name, email address, phone number, and mailing address. Letter must arrive by October 14, 2026.