GTE Financial looks to lead the way for students and youth in Tampa Bay! We offer a wide range of products and services for the whole family from opening a child's first savings account, getting a starter credit card or applying for a scholarship, we are here to help every step of the way. Plus, we offer top-rated virtual services that are Instantly Easy to use, and we give back to the local community in big ways. Let's go beyond money together!
For Students
Smart banking for students & youth
Check out our most popular Student & Youth Accounts!
Check out more products & services built with you in mind!
Free financial education
Kids, teens and parents, we are dedicated to helping families learn about money management and financial wellness. Check out our Money Mammals games and apps, plus additional educational resources for all ages.
Wallet Wellness
Your go-to space for fun, quick tips on managing money. From blogs to videos, we share free financial education to help you build wealth, confidence, and control over your finances.
Student Perks
Level Up your money and receive special cash-back perks for high school and college undergraduate students. It’s free and fun!
More great benefits for ages 16+
Check out new ways to save! Future Change will round up your debit card purchases to the nearest dollar and place those savings into a special account for you. You can also take the 52-Week Savings Challenge for a chance to win $1,378!
Learning also pays. Check out our Cash Academy program where you open a Student Checking, complete online learning modules, and get paid an extra bonus.
With GTE's Go Points program, you can also rack up the rewards to redeem for cash back, travel, gift cards and more.
Wanting to give back to your community? With Swipe it Forward, we donate to charities for every swipe you make.
Credit building 101
Your credit history and score can affect how expensive a loan can be and if you qualify for future financing. GTE is here to help you build and rebuild your credit. Let's grow together!
Auto loans
Bumming rides is a bummer
GTE could help you secure your own ride! Buying your first car? Looking at a new or used car? No problem.
- The great rates that GTE Financial offers mean lower payments
- Buy solo or with a co-signer
- First-time auto loans up to $18,000
- Fast, online loan decisioning
Student internships and jobs
We’re looking for trailblazers who want to make a difference in their community. In addition to valuable experience, you will receive a range of resume-building work opportunities and excellent benefits.
Scholarship opportunities
Each year, we award scholarships to local students who have shown an outstanding dedication to academic pursuits and community involvement. Let us help make your educational goals a reality!
GTE student loans
Wherever you are in your higher education, get the funds your need for school
Sallie Mae higher education loans are designed for the needs of undergraduates, graduate students, and parents.*** Here are some benefits:
- Competitive interest rates
- Multiple repayment options
- No origination fees; no repayment penalty
1 Federally Insured by NCUA up to $250,000. Additional amounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage.
2 Overdraft Protection–Please refer to the Member Account Disclosures and Agreement and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds fee, which will be assessed to the account that goes negative.
3 Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed.
4 Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history.
5 Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed. Terms and conditions apply.
*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Advertised APY earned on balances up to $499.99. Balances of $500.00 or more earn 0.00% APY. Fees may reduce earnings. APY is variable and subject to change. APY is only available on your primary savings account. Additional terms and conditions may apply. Federally insured by NCUA.
**Rate will be based on your credit worthiness. Annual percentage rates, terms, and conditions subject to change. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details. All loans are subject to approval.
***These loans are made by Sallie Mae Bank or a lender partner. GTE Financial is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. 2019 Sallie Mae Bank. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.