youth accounts

Youth Accounts

Come grow with us

Whether you're saving for your future, transitioning into adulthood, or spending your hard-earned money, GTE offers a wide range of accounts and services to meet your needs. To get the most out of your membership, download our app today. You can learn about all the innovative features on our Instantly Easy page.

Plus, check out our Student Perks program and earn cash + Go Points for birthdays, good grades, graduation and more!

Early Saver Account

Teach your child the value of saving money! This is a great way for kids to learn about financial responsibility with their very own savings account.

Features and Benefits

  • Earn a high yield on balances up to $500
  • For children under the age of 17
  • No monthly fee
  • No balance requirements
  • Ask about Early Paycheck
LEARN MORE Early Saver Account

Go Student Checking

A free checking account for 12 to 24 year old students.

Features and Benefits

  • FREE for students ages 12-24
  • 1 waived foreign GTE ATM fee per month*
  • 1 waived Non-Sufficient Funds fee per month**
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • GTE Cards App - Secure all of your transactions in real-time
  • Ask about Early Paycheck
  • Check out Student Perks
LEARN MORE Go Student Checking

Education, perks, and more

12 and under

We are dedicated to helping families learn about money management and financial wellness. Check out our Money Mammals games and apps for educational resources. 


Check out our new ways to save! Future Change will round up your debit card purchases to the nearest dollar and place those savings into a special account for you. You can also take the 52-Week savings challenge for a chance to win $1,378!

  • Check out our Learning Programs to help you get where you want to go.
  • Learning also pays! Check out our Level Up program where you could earn $50!
  • Looking for rewards and benefits? Check out Go Points to rack up the rewards. (Must be 16 to qualify)
  • Applying to college soon? We offer scholarship opportunities!
  • Wanting to give back to your community? With Swipe it Forward, we donate to charities for every swipe you do! 

Young adults

Looking for rewards and benefits? Check out Go Points and Student Perks to rack up the rewards. (Must be 16 to qualify).

  • Your credit score counts! A solid credit score can save you money and help open doors. Get the skinny on Credit Building 101.
  • Money questions? We offer FREE Financial Education, all online. From savings, to investments to home buying, we got you! We also offer youth-focused learning for the whole family. 
  • Sick of bumming a ride? Check out our Auto loans and related services!
  • We also make banking Instantly Easy – watch the video tutorials for tips.
  • Plus, when you bank with us and use a GTE card, we give back even more!