Welcome To GTE

Welcome to GTE!

Congrats on your new GTE account!

We're here to help you save and learn about money management.

Whether you are saving for your future, transitioning into adulthood, or spending your hard-earned money, GTE offers a wide range of accounts and services to meet your needs. 

To get the most out of your membership, download our app today.  You can learn about all the innovative features on our Instantly Easy page.

Download today:


Education, perks, and more

FREE Student Checking Accounts

Did you know GTE offers FREE checking accounts for students? With tons of great perks, it pairs perfectly with your new Early Saver Account.

For the teens

Check out our new ways to save! Future Change will round up your debit card purchases to the nearest dollar and place those savings into a special account for you. You can also take the 52-Week savings challenge for a chance to win $1,378!

Check out our Learning Programs to help you get where you want to go.

Looking for rewards and benefits? Check out Go Points to rack up the rewards. (Must be 16 to qualify)

Applying to college soon? We offer scholarship opportunities!

Wanting to give back to your community? With Swipe it Forward, we donate to charities for every swipe you do! 

Go Student Checking

Features and Benefits

  • Federally Insured up to 250,0001
  • Zelle®
  • Direct Deposit
  • Overdraft Protection2
  • Instant issued debit card
  • 30,000 free ATMs nationwide
  • Same-day transfers3
  • Unlimited check-writing
  • 24/7 online, mobile, and phone banking
  • Transaction alerts, travel alerts, and card controls
  • Mobile Deposit4
  • Free Bill Pay5
  • Future Change Round Up
  • Ask about Early Pay
  • GTE perks: Referral program, free financial education, and special offers
LEARN MORE Go Student Checking

For the children

We are dedicated to helping families learn about money management and financial wellness. Check out our Money Mammals games and apps for educational resources. 

1-Federally Insured by NCUA up to $250,000. Additional amounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage.

2-Overdraft Protection - Please refer to the Account Disclosure and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. The full amount of the overdraft balance, plus related fees, will be due immediately and cannot be overdrawn more than 5 days after the date of the occurrence to avoid a Negative Balance Fee. Negative balances that exceed 14 days may lose access to Courtesy Pay and be subject to charge-off and collection. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and subject to applicable fees.

3-Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed.

4-Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history.

5-Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed. Terms and conditions apply.