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Savings Accounts

About Savings

GTE Financial, a credit union serving Tampa Bay since 1935, gives members many ways to plan for the future, beginning with a basic savings account and also offering special savings accounts. All it takes is a $5 deposit to become a member! When you have $100 or more in your savings account, the money will earn dividends.

Begin saving for your future, and join online today!




0.00% APY*

$0.01-$99.99 Savings Account Rate | 0.00% Dividend Rate
0.05% APY*

$100+ Savings Account Rate | 0.05% Dividend Rate

*In the cooperative spirit of fairness, and in an effort to obtain mutually beneficial relationships with fully participating members, we ask for a minimum relationship of $500 in combined savings, checking, and loan balances from each member account. A $6 monthly service fee will be assessed from your primary share account (waived if you have a Go Premium, Go Full Access, Go Student, or Go Further checking account) unless one of the following is met: minimum relationship of $500; primary account owner is under age 22 or age 65 or over; your account has been opened for 90 days or less; or you have a share draft account which was assessed a checking package fee the same month.

**APY=Annual Percentage Yield as of May 1, 2020. Fees may reduce earnings. Rates, terms and conditions subject to change without notice. 2.49% APY only available on Go Premium checking accounts if certain requirements are met. **APR=Annual Percentage Rate. Loan approval, APR, and down payment required based on payment method, creditworthiness, collateral, and ability to repay. Rates, terms, and conditions are subject to change. Minimum APR available on auto loans is 1.99% based on qualifications. .25% discount does not apply to Mortgages, Lines of Credit, Cash Secured Loans, and Credit Cards.

†GTE Financial checking is free. However, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the GTE Financial 
Schedule of Current Charges (PDF File that opens in a new window)  for a list of these types of fees. Fees may reduce the earnings on the account. 

^Transactions pending at month end will be credited to the following month.