woman with arm out of car window with palm trees

Auto Financing

Easy application with great rates you'll love

Set your payment on cruise control

Refinance your auto loan to GTE and shift into lower monthly payments—without the speed bumps.

  • Bring your auto loan from another institution and potentially lower your monthly payment
  • Set up autopay and receive an additional 0.50% off your qualifying rate
  • Rates as low as 4.74% APR!*

Ready for a new ride!

Whether you are buying a new or used vehicle, refinancing one you already own, or purchasing a motorcycle, boat, or RV, GTE has great rates on vehicle loans with your choice of financing options. Plus, save even more when you sign up for autopay and GoPoints!

Not a member yet? Join today!

Find your new or used vehicle with TrueCar!

Our partnership with TrueCar® helps save time and money on your new or pre-owned vehicle. Shop at your convenience and obtain fair pricing before ever stepping foot on the lot. Coupled with GTE's fast and easy financing, it’s a combination that can’t be beat.


What Do You Want to Do Today?

Get a Loan

Find New & Used Rides

Refinance My Vehicle


Current Auto Rates

New Auto

As Low As
4.99%
APR*
APPLY NOW New Auto

Used Auto

As Low As
5.49%
APR*
APPLY NOW Used Auto

Add On Products

Mechanical Breakdown

Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.

GAP Protection

What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.


Payment Calculator


More Great Vehicle Products

Motorcycle, Boat & RV Loans

As Low As
7.49%
APR*
APPY NOW Motorcycle, Boat & RV Loans

Classic Car Loan

As Low As
7.49%
APR*
APPY NOW Classic Car Loan

*APR = Annual Percentage Rate. As of 9/1/2025. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms, and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 4.74% APR limited to 48-month term for new autos and 5.24% APR limited to 48-month term used autos. Rates as low as includes .50% discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. APR = Annual Percentage Rate. Discount is eligible for new auto loans to GTE Financial, originated between September 1, 2025, and October 31, 2025. Based on a minimum loan of $5,000 with a term of 48 months for a new vehicle, and APR of 4.74%, which includes ACH and Go Points discounts, and no down payment would have an estimated monthly payment of $121.43. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due. Internal refinances are excluded from this promotion. All loans are subject to approval. GTE reserves the right to end or modify this promotion at any time.