GTE Checking Suite:

Choosing the best checking for you is Instantly Easy!

Our checking accounts are built to be simple, seamless and benefit-rich. Whether you are looking for a Free account or premium perks, we’ve got you covered.

Inclusions galore!

Free debit card!

Upgrade to the Bolts Debit or
Design Your Own Card.

Features & benefits included with your account:

  • Federally Insured up to $250,0001
  • Send Money with Zelle®
  • Free Direct Deposit, set-up in a few clicks
  • Overdraft Protection2
  • Instant issued debit card in the App and at every location – can also be mailed
  • Over 30,000 free ATMs nationwide
  • Transfer funds to any account, same day3
  • Unlimited check-writing

Find your fit!

Our most popular benefit-rich account

Go Premium with GTE Secure

Enjoy unparalleled financial service benefits at the unmatched price of just $4.95 per month.

Fight growing fraud:

  • With identity theft protection
  • Credit file monitoring
  • Resolution support

Plus receive:

  • Dividend earnings*
  • Cell phone protection
  • Debit Advantage®
  • Prescription and vision savings

Buying all these services on your own? Way more than $4.95! Don’t miss out on critical fraud protection and ways to save.

Product APY*:

Go Premium with GTE Secure

Product Rate
5.12%

FREE Checking with zero hassle

GTE CareFree Checking

Exceptional features and benefits:

We know how expenses can add up. At GTE, we’ve been focused on affordability since 1935.

Enjoy a free checking account with top-rated financial services and advice. Real people…real local. We’re here to help!

Key benefits:

  • No monthly maintenance fees
  • No minimum balance fees

Simplify your life! Don’t forget to sign up for free convenience services including direct deposit and eStatements in online banking.

Simple approval qualifications

Go Further Checking

Wanting to restart a checking relationship? Get the award-winning service you deserve.

If you don’t immediately qualify for another checking option, the Go Further entry account is a great way to start fresh.

Key highlights:

  • Enjoy all the support of our top-rated checking services for just $9.95 per month
  • Best of all, meet simple qualifications to waive the monthly fee
  • After 12 months, your account will be eligible for a review and a potential upgrade

Free for 12 to 24 year old students

Go Student Checking

Exceptional features and benefits:

Students have a lot on their plate. Make accessing your money a breeze, for the whole family.

Not only will you enjoy unique benefits with this special account, checking is Free for students 12 to 24 years old.

Student perks:

  • Waived fees per month
  • Over 30,000 Free ATMs
  • Earn Free rewards
  • Cash Academy – get paid to learn more about money
  • No branch needed – If you ever move for school, call, live chat or use our top-rated virtual services 24/7

Wealth management options

Private Bank Checking

$250,000 in total assets? Learn about our holistic, tailored approach to wealth management.

Meet with a Private Banker to get started. We want to better understand your goals and needs.

Learn more about:

  • No monthly checking fee
  • Complimentary checks and cashier’s checks
  • Waived wire charges and overdraft protection charges
  • Identity theft protection
  • Cell phone protection
  • Waived business checking fees for a dual relationship

Product APY*:

Go Premium with GTE Secure

Product Rate
5.12%

An app awarded & loved

App Store rating

Check it out for yourself!

> Instant virtual card replacement

> Add card to mobile wallet

> Flip card for full payment info

> Turn card on/off 

> Go Points 

> Zelle®

> Mobile Deposit

> Bill Pay

Ready for the experience?

You made it this far. Start enjoying service at its best. Enjoy a GTE Checking Account built for you.

APPLY NOW

For personalized assistance, contact our Member Care team.

*Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your account each month, and complete at least 15 combined debit and/or credit transactions.1Federally Insured by NCUA up to $250,000. Additional amounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage. 2 Overdraft Protection–Please refer to the Member Account Disclosures and Agreement and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds fee, which will be assessed to the account that goes negative. 3 Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed. 4 Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history. 5Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed. 6 While accounts can be opened with $0.00, certain funding methods, like debit cards, may require a higher minimum amount. Terms and conditions apply.